For most couples, buying a home in Grey Bruce will probably be the most significant purchase they will ever make together. While the prospect of owning a home is an exciting one, it can often seem overwhelming, especially for those new to the Grey Bruce real estate process.

From selecting the right Grey Bruce property in the right neighbourhood to deciding how to use a spare room, navigating the world of buying real estate in Grey Bruce together requires some extra work. However, couples will be thankful they put in the additional time and effort when the "sold" sign is posted on the Grey Bruce Property of both of their dreams.

Here a few tips for couples to help make the home buying process as stress free as possible:

Get Pre-approved for a Mortgage when Buying a home in Grey Bruce

There are few things worse than finding the perfect Grey Bruce property for sale, only to find out that it costs more than you can afford. Before beginning the house hunt, we recommend getting pre-approved for a loan. A pre-approval lets you know where you fall financially while informing the mortgage company that you're ready to buy. Additionally, being pre-approved for a loan can help speed up the closing process once an offer on a Grey Bruce home for sale has been accepted.

Set a Budget when Buying a Home in Grey Bruce

Beyond basic income and savings, there are a number of other financial elements to consider before setting a price range for buying a Grey Bruce home. Once a couple has decided on a location, they should consider its proximity to their family, jobs and children's school and then gauge travel costs. The next step is to add up monthly bills, including the couple's car payments, phone bills, insurance costs, groceries, and credit card payments. This total estimated cost of living should be factored into the couple's overall budget.

Get on the Same Page when Buying a Home in Grey Bruce

Whether it is a quiet neighbourhood or a two-car garage, everyone has their own "must haves" when it comes to the Grey Bruce property of their dreams. For a couple looking for a home to share, it is important to discuss each of their essentials before beginning the search. Keep in mind that agreeing on all of the features of a future home will likely be impossible, so be prepared to compromise. Once the list of "must haves" is finalized, a Grey Bruce real estate professional can help you determine if your expectations are realistic given the homes currently on the market.

Allocate Additional Funds when Buying a Home in Grey Bruce

When considering buying a Grey Bruce home, the down payment on a new home is just one of the significant financial aspects of a move. Even after both people's belongings are combined there will likely still be a need to purchase furniture and other items like a washer and dryer which will require additional budget. The last thing a couple will want to do is start out their life together with nothing in the bank!

Be Patient when Buying a Home in Grey Bruce

A recent survey found that women are likely to make up their minds faster than men. Almost 70 percent of women surveyed decided the day they walked into the house that it was right for them, while 32 percent of men needed two or more visits. It will likely take multiple trips to the Grey Bruce property before both members of the couple decide it is "the one." If a spouse needs more time, be patient and try not to pressure them.

Take Inventory of Everyone's Belongings when Buying a Home in Grey Bruce

Before a couple moves into a new home together, each person should make a list of the furniture they plan to keep and compare it with their partner's. There may not be a need (or a place) for three televisions and two kitchen tables in the new house. Consider selling unwanted pieces of furniture online, or holding a garage sale. The money that's made will surly is put to good use on purchases when buying a home in Grey Bruce.

Sign a Contract when Buying a Home in Grey Bruce Together

For a couple who has yet to walk down the aisle, it is important to contact a Grey Bruce real estate attorney before closing on a home. A contract should be drawn up outlining who is responsible for what expenses and how assets will be divided in the event of a split.

For those couples looking to purchase a home in Grey Bruce, we hope the above 'His and Hers' home buying tips will help ensure a "harmonious house hunt" without rocking the relationship.